SOUTH CAROLINA OVERVIEW

We provide 100% free legal help to South Carolina consumers that have been treated unfairly by bill collectors, collection agencies or anyone else attempting to collect a debt. You have a right to be treated fairly and with respect regardless of any amount that you owe. Our team of attorneys regularly represent clients throughout SC and are well versed in the local practice throughout the state. Our lawyers have been extremely successful throughout all phases of litigation. Let us put our experience and proven track record to work for you.

As collection agencies and bill collectors regularly ignore the law, if you have been contacted by bill collectors, collection agencies or their lawyers, it is likely that they have violated State and Federal Laws. Contact us and let us inform you of your rights. As the various State and Federal laws we apply to make them stop permit an award of attorney’s fees IN ADDITION to the award of damages to you, we are able to provide 100% free legal representation. The amount you are awarded will not be reduced by any amount for attorney’s fees. Let us help you turn the tables on the bill collectors, we can make them PAY YOU. It does not matter if you owe the money, they have no right to treat you unfairly.

In addition to the federal law South Carolina consumers have the significant additional protection provided by state law. Unlike the Federal Law (Fair Debt Collection Practices Act), the South Carolina Laws also protect against unfair treatment directly by creditors such as credit card companies, banks, student loan companies, hospitals or anyone else who claims that you owe money. A violation of this South Carolina Consumer Credit Code (S.C. Code Ann § 37-5-108) permits a recovery of actual as well as statutory damages as well as an award of attorneys fees. In sum, this law gives us even more tools to fight collectors on your behalf.

Have you been contacted by debt collectors using any of these tactics?

• multiple or harassing calls
• claims that a crime has been committed
• attempts to collect a debt you do not owe or is owed by someone else
• letters which fail to provide all required information (save all letters and contact us for details)
• discussing a debt with friends, family or anyone other than your spouse
• calls or messages on your cell phone when the caller does not state that it is an attempt to collect a debt (save all messages)
• threats to your credit or lawsuits
• use of abusive or profane language
• attempts to collect debts discharged in bankruptcy

If collection agencies or bill collectors have used any of these unfair tactics against you or anyone you know contact us today for a free evaluation of your case. We can stop the unfair treatment, we can help you.