Harassing, Unfair Debt Collection?

Consumer Help 911, Sponsored by The Rose Law Firm, PLLC

We provide 100% FREE legal help to consumers!

We provide free legal help to consumers that have been treated unfairly by bill collectors, collection agencies or anyone else attempting to collect money they claim is owed. It is a sad but plain fact that collection agencies and bill collectors ignore the law on a regular basis. Many of them purposely break the law every day. In the current economy, the unfair tactics are getting even worse. If you have been contacted by bill collectors, collection agencies or their lawyers, it is likely that they have broken the law and violated your rights. Contact us today and let us inform you of your rights. Let us help you turn the tables on the bill collectors. Let us help make them PAY YOU.

If you have been treated unfairly by a bill collector, collection agency or anyone trying to collect a debt, we can help. If you have wondered how to make the harassing calls stop, THIS IS HOW. It does not matter if you owe the money that they claim. It does not matter how much money you owe. You have a right to be treated fairly and with respect. You don’t have to be a victim of the unfair tactics the collectors use against you. We can stop them. We can help. Contact us today for a free, professional, no hassle evaluation of your rights. If they have treated you unfairly and broken the law we can make them pay you.

How can we help?

There are State and Federal laws that make it illegal for collection agencies, bill collectors or anyone else seeking to collect a debt to use unfair or dishonest techniques when trying to get you to pay. These laws permit you to collect damages and statutory penalties from the collectors that have treated you unfairly. Better yet, the State and Federal laws we can use allow for us to force the bill collectors to pay lawyer fees so that YOU NEVER PAY US ANY LEGAL FEES no matter what. As experienced, aggressive trial lawyers, we use those laws to stop the harassment and unfair treatment and seek money damages for you from the bill collectors that have violated the law. Regardless of whether you owe money or not, YOU DESERVE TO BE TREATED FAIRLY!

Common unfair and illegal practices by collections agencies and bill collectors:

• giving information about the debt to your parents, friends, other family or coworkers
• calls on your cell phone
• calls or messages in which the collector does not clearly state they are calling to collect a debt (save all messages)
• threats that you will lose your right to dispute the debt
• threats to your credit
• sending letters that do not include all required information about your rights (save all letters and contact us for details)
• calls at work
• multiple calls
• claims that you have committed a crime by not paying
• seeking to collect money you do not owe or that is owed by someone else
• threats of garnishment or legal action
• calls early or late in the day
• calls using bad language or threats
• calls to your friends, family or coworkers
• calls or letters about old debts
• calls or letters about debts discharged in bankruptcy

This is only a short list of examples of common unfair practices and techniques used by bill collectors, collection agencies and their lawyers. It is certainly not a complete list of what the collectors should not and can not do. Remember, even if a collector claims they are “just trying to help you” they are NOT. The collectors have one goal, one purpose, to get your money using any means necessary. That is the only reason they are calling or sending letters; that is the only reason they exist. No matter what they say, the collectors are shrewd and they spend all day trying to come up with new ways to get people to pay. We have seen cases where a consumer has been tricked by the collectors and not even been aware that their rights had been violated. Even if you think a collector has treated you fairly, they may have violated the law. You do not have to be a victim of their unfair tactics anymore. If collectors have used any of the listed improper tactics or methods against you, or done anything else that you do not think is right, contact us today for a free no hassle review of your case.

We look forward to hearing from you and we look forward to helping you!

For more information about the specific laws in your State or the Federal Laws, please view the pages pertaining to your area.

The experienced attorneys of The Rose Law Firm, PLLC represent clients throughout the states of New York, New Jersey, Connecticut, Massachusetts, New Hampshire, Rhode Island, Pennsylvania, West Virginia, North Carolina, South Carolina, Georgia and Alabama.